India, being an agrarian economy, places a strong emphasis on the development and upliftment of its agricultural sector. The government continuously launches various schemes aimed at increasing agricultural productivity, improving farmer welfare, and promoting sustainable farming practices. In 2025, several ongoing and new agricultural schemes are playing a crucial role in transforming the lives of Indian farmers. This article provides a comprehensive list of agricultural schemes in India 2025, highlighting their objectives, benefits, and implementation strategies. Key schemes like the PM Kisan Samman Nidhi Yojana and Ladli Behna Yojana are also discussed in detail.
PM Kisan Samman Nidhi Yojana (PM-KISAN)
One of the most impactful and well-known schemes for Indian farmers is the PM Kisan Samman Nidhi Yojana, launched by the Government of India in 2019 and continuing strongly into 2025. The scheme provides direct income support to all eligible small and marginal farmers.
Key Features:
- Financial Support: ₹6,000 per year in three equal installments of ₹2,000.
- Eligibility: All landholding farmer families, subject to certain exclusion criteria (e.g., income tax payers, government employees).
- Mode of Transfer: Direct Benefit Transfer (DBT) to the bank accounts of beneficiaries.
Recent Updates in 2025:
- Increased digitization for faster identification and verification of farmers.
- Inclusion of tenant farmers and sharecroppers in some states under pilot programs.
- Enhanced integration with state land records for transparency and fraud prevention.
This scheme continues to be a lifeline for millions of Indian farmers, ensuring a basic income cushion and helping them meet essential expenses during agricultural cycles.
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Crop insurance is a critical element of risk management in agriculture. The Pradhan Mantri Fasal Bima Yojana (PMFBY) is designed to provide financial support to farmers in the event of crop failure due to natural calamities, pests, or diseases.
Key Features:
- Low Premium Rates: 2% for Kharif, 1.5% for Rabi, and 5% for commercial/horticultural crops.
- Coverage: Prevented sowing, post-harvest losses, and localized calamities.
- Technology Integration: Use of remote sensing, GPS, and mobile apps for faster claim settlements.
2025 Highlights:
- Introduction of AI-based crop damage assessment for real-time claim processing.
- Greater state participation and increased awareness through digital outreach campaigns.
PMFBY aims to stabilize farmer income and encourage continued investment in agriculture.
Pradhan Mantri Krishi Sinchai Yojana (PMKSY)
Water availability is a major challenge for Indian agriculture. The Pradhan Mantri Krishi Sinchai Yojana focuses on ensuring “Har Khet Ko Pani” (water to every field) and promoting more crop per drop.
Key Objectives:
- Improve on-farm water use efficiency.
- Expand cultivable area under assured irrigation.
- Promote precision irrigation technologies like drip and sprinkler systems.
Recent Developments:
- Launch of decentralized water harvesting projects in drought-prone regions.
- Subsidy enhancement for adopting micro-irrigation techniques.
- Geo-tagging of irrigation projects for transparency and monitoring.
PMKSY is crucial for ensuring the sustainability of Indian agriculture, especially in water-scarce regions.
Ladli Behna Yojana: An Emerging Support for Women in Agriculture
Though not exclusively an agricultural scheme, the Ladli Behna Yojana launched by the Madhya Pradesh government has emerged as a unique initiative in 2025 with indirect but significant implications for rural and agricultural households.
Scheme Overview:
- Monthly financial assistance of ₹1,250 to eligible women aged 21 to 60.
- Aims to empower women, improve household income, and promote gender equity.
- Encourages the participation of women in family farming and allied activities.
Agricultural Impact:
- Improved decision-making power for women in farming households.
- Investments in backyard farming, poultry, dairy, and small-scale agricultural enterprises.
- Greater access to agricultural training and self-help groups (SHGs).
The Ladli Behna Yojana acts as a supplementary income source, improving the financial stability of families engaged in agriculture and supporting the rural economy.
National Mission for Sustainable Agriculture (NMSA)
The National Mission for Sustainable Agriculture is aligned with the objectives of sustainable development and climate-resilient farming.
Mission Components:
- Soil Health Management: Promotion of organic farming and soil testing.
- Rainfed Area Development: Integrated farming models for dryland areas.
- Climate Change Adaptation: Training and support for climate-smart agricultural practices.
2025 Initiatives:
- Use of drone technology for crop monitoring and fertilizer spraying.
- Enhanced support for agri-tech startups providing climate-resilient solutions.
- Expansion of bio-fertilizer and compost production units at the village level.
NMSA is vital for ensuring long-term agricultural productivity without harming the environment.
Kisan Credit Card (KCC) Scheme
The Kisan Credit Card Scheme was launched in 1998, but its relevance continues to grow, especially with renewed focus in 2025.
Purpose:
- Provide short-term credit to farmers for crop production and allied activities.
- Simplify the loan disbursement process with flexible repayment terms.
2025 Enhancements:
- Integration of KCC with digital banking and mobile apps for easy transactions.
- Expanded eligibility for fisheries, animal husbandry, and agro-entrepreneurs.
- Reduced interest rates and collateral-free loans up to ₹1.6 lakhs.
KCC helps in meeting timely credit needs and reducing dependence on informal moneylenders.
e-NAM: National Agriculture Market
Marketing of produce remains a challenge for farmers, especially smallholders. The e-NAM (Electronic National Agriculture Market) platform was launched to create a unified national market for agricultural commodities.
Platform Benefits:
- Online trading of agri-produce for better price discovery.
- Transparent bidding system across regulated APMC markets.
- Integration with logistics, quality testing, and warehousing services.
2025 Upgrades:
- Expansion to 2,000+ mandis across 28 states and union territories.
- AI-driven price forecasting tools and mobile-friendly dashboards for farmers.
- Support for FPOs (Farmer Producer Organizations) to transact directly on the platform.
e-NAM is revolutionizing agricultural marketing and empowering farmers to secure better returns.